When you take out an insurance policy with a broker, you get more than you would than if you went direct or through a comparison website. Brokers can help with a number of aspects of managing your insurance policy. Let’s find out more about what those things are.
Policy Selection
Choosing a policy can be daunting. There’s a huge amount of choice on the market, and some of the best deals aren’t even visible to normal consumers. When you approach a broker, you can sit down with them and discuss your unique needs. From there, they can scan the market and secure special deals that only they can access. Because they work closely with insurance companies, they can communicate your needs to them and produce a bespoke policy that meets your requirements.
Negotiation
If you have a history of making claims or are worried about something that might prevent you from securing a good insurance deal, go to a broker. A good broker will be able to negotiate with insurance providers and fight your corner. They know the industry well enough to know which insurance providers will be more open to negotiation. It’s their job to represent you in the best possible light, making it more likely that you’ll be offered a good deal.
Quicker Claims Process
In the event that you need to make a claim on your insurance, your broker can help. An important part of their job is to ensure that the policies they’ve connected you with are carried out as prescribed. If you need to make a claim, your broker can get you paid faster than you would be without them involved. They can also offer consultancy service if you’re unsure whether you should be making a claim or not. For business owners, this is particularly useful. Having a little extra advice on whether it’s worth claiming on your insurance can stand you in good stead for future claims experiences.
For Brokers, Choose Exe Insurance
We offer a range of insurance policies for business owners and individuals alike. Get in touch with our friendly team today if you’d like to discuss any of our services.
